Provided in this section is information to assist you with your preparation and financial planning for Female Alternative Surgery at the Institute for Female Alternative Medicine.
Information needed prior to your visit
Please provide the following before you visit the Institute:
- A copy of the pelvic ultrasound, or CT or MRI report within the past year positively identifying a disease such as fibroid tumors (or fibroids), endometriosis, adenomyosis, or ovarian cysts that requires a surgical alternative to hysterectomy.
- A pap smear result within the past year.
- Insurance information to verify benefits and begin a pre-certification process. We will need a copy of both the front and back of your insurance card, your date of birth and phone number where we can call you back.
Does Insurance Cover Female Alternative Surgery?
Prior to your visit, please send the Institute’s Program Coordinator your insurance information so that your coverage and benefits for the surgery can be verified. Insurance information will be given to our affiliate, Temple Community Hospital, so that inpatient hospital benefits can be verified and out of pocket costs estimated. Temple, as a courtesy to the Institute’s patients, gives a significant percentile discount on services. Therefore, most patients only have outstanding deductibles that are owed and collected at the time of admission.
Coverage must consist of a private insurance policy, either a PPO, POS or Indemnity plan. FAS, the surgical alternative to hysterectomy, is not covered by Medicare, Medical or HMO/EPO plans of any type.
There is often a significant variance in insurance benefits and coverage depending on state of residence, policy and group plan. All patients are required to put down a surgical deposit the week of arrival to the program. The amount of the deposit depends on your verified insurance benefits. This deposit must be paid by cash, money order, bank certified check or CareCredit. We cannot accept personal checks or credit cards for this surgery deposit.
The Institute cannot guarantee the exact amount of insurance reimbursement prior to the surgical procedure. This is dependent on coverage levels and medical reviews within the insurance company. Reimbursement can be widely variable within one insurance carrier. We will do our best to financially prepare you based on previous experience with insurance payors.
The Institute will bill all private insurance companies directly for surgical services.
How much is the Initial Consultation with Dr. del Junco Jr?
The initial consultation with Dr. del Junco Jr. is $300 and includes the following:
- Taking a complete personal history
- Thorough explanation of Female Alternative Surgery
- Review of educational videos
This service is paid for at the time of the consultation either by cash, personal check or credit card. Insurance paperwork is provided to you for filing with your insurance provider.
What if I don’t have insurance?
For those patients without insurance coverage, or who have HMO plans or restrictive managed care policies, the Female Alternative Surgical procedure is available at a significantly reduced flat fee. Please contact us for more information.
The fee includes:
- Surgeon’s fees
- Assistant Surgeon’s fees
- Medical Internist clearance with four-hospital day visits
- Anesthesiology fees
- Radiology fees
- All Laboratory tests including a complete Hormone Panel
- Pathology processing
- Medical review of all surgical specimens
- Laser Company fees for two Lasers and technical support staff
- Operating room time
- Operating room equipment costs
- A copy of ALL medical records (operative report, lab reports, etc.)
- 4 day hospital stay in a private room with your companion
- Meals for you and your companion
Remaining expenses not included in the fee are: transportation to and from Los Angeles and the cost of a one-week hotel stay to have the mandatory follow-up visit with the doctor.
Is Financing Available?
We are proud to announce a new affiliation with CareCredit. CareCredit is a medical financing company that offers patients low interest loans for medical and dental procedures. These loans can pay for deductibles, co-payments, surgical deposits or balances due. Interest rates currently around 14% are offered, and there is no prepayment penalty on your account. If you need money to have your surgery, just log onto www.Carecredit.com or call 1-800-365-8295. The application process is easy and the approval takes only minutes. This program takes the financial worry out of the picture and for only a small monthly payment your surgery can become an immediate reality. Please call our office if you have any questions or log onto www.CareCredit.com.
No insurance due to Pre-existing condition?
In 2010, the Federal government passed the Affordable Care Act. This Act allotted federally funded high-risk Insurance pools available to patients who could not otherwise obtain private insurance. The insurance product is called Pre-existing Condition Insurance Plan (PCIP) and is administrated by federal and state governments. In order to qualify, you must be a US Citizen, have a Pre-existing health condition and be uninsured for at least six (6) months. Find out more information at: Picp.gov or call (866) 717 5826